About Retirement & Legacy Solutions
The RLS team has over 100 years of combined experience in the financial services industry. In 1997, they combined their skills, knowledge and resources to better serve the investment and insurance needs of their clients.
As a group they combine their talents and experience with a sincere desire to inspire and motivate their clients through commitment, dedication and long-term relationships. Each brings special talents to the financial table. All are experienced and investment consultants. In addition, Bob excels in estate planning and long-term care; Joe lends his experience in investments and over-all financial planning; and Grace specializes in retirement planning and financial education for employers and employees. Investment services are provided through their broker/dealer, Cetera Advisor Networks LLC. Insurance services and products are offered through numerous quality life and health insurance companies.
Bob, Joe, Grace and Jim base their company on integrity and the respect, honor and trust they have for each other. These are the same values they present to their clients. Client relationships are treasured and they all work hard to earn the trust, respect and confidence of everyone with whom they do business.
To inspire our clients in such a manner that we become their primary financial service choice and their "trusted advisor."
We help our clients see the possibilities and then inspire them to apply new and better ways to get what they want through thoughtful financial planning, diligent exploration of alternatives, unbiased advice and quality service.
Standard of Care
All financial planning services and investment advice will be delivered in accordance with the following standard of care:
Put the client’s best interest first.
Act with due care and in utmost good faith.
Do not mislead clients.
Provide full and fair disclosure of all material facts.
Disclose and fairly manage all material conflicts of interest.
Manage investment decisions in accordance with laws and regulations.
Manage investment decisions in accordance with a written investment policy.